Jupiter: UPI & Credit Cards

4.3
467K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Get the lifetime free 3-in-1 switch credit card and switch between shopping, travel, and dining for 2% cashback. Scan any QR and pay with this credit card online, in-store, or with UPI. Track your UPI and credit spends to get monthly Insights. Get the Edge CSB Bank RuPay Credit Card exclusively on Jupiter. Apply now & claim a welcome voucher worth ₹250 from brands like Amazon, Swiggy, Myntra, & more!

Jupiter Money, the 1-app for everything money!

Jupiter brings you instant account opening in 3 minutes (Savings Account is opened with Federal Bank). Jupiter is the easiest, personalised money management app that helps you take control of your finances. Track spends, pay bills, save for goals, and invest & grow your money!

Earn 5X Rewards on your spends* with UPI & Debit card spends
→ Zero balance savings account
→ Open digital bank account online
→ Your money is insured up to Rs. 5 Lakh by DICGC
→ 24x7 Chat Support
→ Jupiter offers fast & secure UPI payments with BHIM UPI
→ Track expenses with spend categories
→ No hidden fee, charges
→ Get a Mini Loan up to Rs. 1.5Lakh
→ Get a Personal Loan up to Rs. 5Lakh

→ Get high interest (up to 7.50%) p.a. with Fixed Deposits
→ Auto-invest daily, weekly, or monthly with zero commission Mutual Funds
→ Buy once or auto-save regularly in 99.99% purest 24K Digital Gold
→ Track your Loans and never miss an EMI payment
→ Track all bank accounts in 1 place
→ Make 20+ Bill Payments online

Upgrade to the most rewarding corporate Salary Account online:

→ Get a Zero Balance Salary Account
→ Earn up to 5% cashback on spends*
→ Get Personal Loans of up to ₹5,00,000*
→ Get advance on your salary with Mini Loans up to Rs. 1,50,000 at 0% interest
→ Save up to ₹3500 every month on Forex charges

How to manage money and do money right?

-Track spends by Category
-Pay with your Jupiter UPI ID for online payments

Mutual Funds on Jupiter: The smarter way to invest online!

- Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds
- Invest once, or auto-invest daily, weekly, or monthly
- Start small with SIPs starting at just ₹10
- Enjoy 0-Penalty on missed Mutual Fund SIPs

24K 99.99% Purest Digital Gold on Jupiter

- Buy & sell anytime
- Invest once, or auto-save daily, weekly, or monthly

Lending partners:
Amica Finance Pvt Ltd
Kisetsu Saison Finance (India) Pvt.Ltd

> The minimum period for loan repayment is 3 months. The maximum period for loan repayment is 12 months.

Annual Interest rate (monthly reducing rate): 18-28%
Maximum APR: Up to 28%

The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.

> Example:
Loan amount: Rs. 1,00,000
Interest - 18% p.a
Tenure - 12 months
Processing Fee - Rs. 2,360 (Including GST)
Disbursal amount - Rs. 97,640
EMI - Rs. 9,168
Total Interest - Rs. 9,815
Total amount payable - Rs. 1,09,816

For queries & support: support@jupiter.money

Jupiter uses the following permissions to secure your account:
Location: To detect any suspicious activity in your account (required by NPCI for UPI transactions)
Contacts: To help securely send money to friends and family with UPI
Camera: To scan QR codes and to verify your identity with a photo
Phone: To link your number to your account on Jupiter
Send and read SMS: To verify your number, register UPI, and help track transactions and bill payments

Disclaimers:
Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC. The Edge CSB Bank credit card is issued by CSB Bank and exclusively available on Jupiter.
Updated on
Apr 11, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit

Ratings and reviews

4.3
465K reviews
Deep Kumar
April 22, 2024
The features this app offers is really of great value but there're a few points need to be highlighted: 1. it would have been better if this app would be more light weight with better understandable smooth UI. 2. They charge for virtual and physical debit card separately & is on higher side. It should be less and should be a single amount for both physical and virtual cards. 3. There should be an option to change the default UPI ID. 4. Pushes frequent useless notifications.
2 people found this review helpful
Jupiter: Your Money Manager
April 23, 2024
Hi Dev, we understand your concerns and have thoroughly discussed them via call and email. Regrettably, we cannot reverse the AMC for this financial year as the waiver conditions weren't met. Please adhere to the waiver conditions to avoid these charges in the upcoming FY.
Jinesh Dedhia
April 22, 2024
Extremely disappointed. They will run ads everywhere to download the app and apply for credit card. I downloaded the app and tried to apply for credit card, it is showing as "Not eligible" when I clicked on that it shows"application could not be completed because we couldn't fetch the location". Not eligible because they could not fetch the location. Credit card request is based on cibil score & income but since they were not able to fetch the location they could not process it.
5 people found this review helpful
Jupiter: Your Money Manager
April 22, 2024
Hi Jinesh, We sincerely apologize for the inconvenience caused by the decline of your Rupay credit card application due to location constraints. Our assessment encompasses multiple factors such as age, income, and credit score. We are actively working on expanding our services, and once your location becomes eligible, we'll promptly notify you.
Abbu Bakar
March 12, 2024
Way too slow on mid range phones and way too complicated User Interface. You need a flagship phone and a lot of patience to use the app. Bloated with tons and tons of features and options. A jack of all trades and master of none. The only good thing is the Pots feature. Can't really say the overall experience is comparatively better for features like UPI, Credit card management etc. So much of unnecessary complexity. Keep it simple, minimal and clean guys...
164 people found this review helpful
Jupiter: Your Money Manager
March 13, 2024
Hello, we acknowledge your concern regarding the interface, and we sincerely regret any inconvenience this may have caused you. Our commitment is to enhance the performance and ensure a more user-friendly interface for everyone. Kindly write an email to 'support@jupiter.money', and add 'Play Store' in the subject line.

What's new

Some conversations become so long that you have to pause & ask—Wait, what were we talking about?
The feedback section was becoming just like that. So, we added a character limit — enough to keep it crisp without losing any details
- Speaking of conversations, your recent transactions have more to say with failed & processing transactions joining the list
- The home page has your UPI ID front & centre. Now, you can access it with ease
All in all, this update is set to become the talk of the town